Benefit Innovators

Health Benefits and

Actuarial Consulting







Why Choose Benefit


-Industry Expertise

-Service Oriented










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Benefit Innovators is a full service actuarial consulting firm.  Below is a list of services we specialize in.  For a distributable pdf brochure of our actuarial services please click here.  If you have any questions about our services or would like to inquire about pricing please use the Contact Us tab or the Email Us link to the left to reach us.



Actuarial Services

  • Benefit Design and Cost Modeling
  • Short and Long Term Budgeting and Cost Projections
  • Rate and Renewal Reviews
  • Funding Analysis, Self Funded Feasibility Studies and Stop Loss Strategy Development
  • Cost modeling and Design Assistance for HRAs, HSAs and MERPs
  • COBRA Rate Development for Self Funded and Partially Self Funded Plans
  • Contribution Strategy Consulting and Modeling
  • Healthcare Reform Modeling
  • Actuarial Value Calculations and Minimum Value Certifications
  • IBNR Reserve Calculations
  • Modeling for any other benefit decisions a company needs to make